It’s not too late: Georgian families can still receive their checks


Key points to remember:

  • About 159,000 Georgian children live in families at risk of not benefiting from the extended Child Tax Credit (CTC) and other economic assistance payments.
  • October 15 is the deadline to file taxes or complete an IRS-approved non-filer form for CTC monthly advance payments; after that, families can still submit their information to the IRS but will have to wait until 2022 to claim their lump sum payments.
  • The monthly child tax credit has already had a positive impact on the economic security of families.
  • Additionally, non-filing families are also eligible for other tax benefits such as Economic Impact Payments when they submit their information to the IRS.
  • Community groups play an important role in bringing families closer to tax benefits.

September 15 marked the third monthly payment of the expanded Child Tax Credit (CTC), but around 159,000 children with family across Georgia, including about 59,000 newborns living in low-income families, are at risk of not accessing extended credit or other economic relief payments because families did not file taxes or fill out forms simplified approved by the Internal Revenue Service (IRS) for non-filers. Eligible families who have not yet applied for the CTC have until Oct. 15 to file an income tax return or complete a non-filer form in order to access advance monthly payments.

After that, families can still submit their information to the IRS but will have to wait until 2022 for the CTC lump sum. CTC benefits have already brought much-needed stability to Georgian families with children who are still struggling with the economic consequences of the COVID pandemic. State, local and private institutions should continue their efforts to ensure that all eligible families have access to this powerful anti-poverty benefit.

The American rescue plan, which passed last March, temporarily expanded the CTC. By law, CTC credits have increased from $ 2,000 per year per child to $ 3,000 per year for each child aged 6 to 17 and to $ 3,600 per year for each child under 6. And for the first time, families with very little or no income can receive full payments, and all eligible families can receive half of their loan in advance monthly payments.

The first CTC payments have already had a notable impact on the economic security of families. Analysis by the Social Policy Institute at the University of Washington of data from the US Census Household Pulse Survey found that in georgia, food insecurity among CTC-eligible families fell from 18.3 percent to 13.7 percent after the first two CTC payments. Additional analyzes from Columbia University show that nationally, the monthly child poverty rate has fallen from 15.8% in June to 11.9% in July after the first payment of the CTC. The Center on Budgetary and Policy Priorities estimates that a permanent expansion of the CTC will reduce child poverty in Georgia by 46 percent and reduce Latinx, black and Asian child poverty by 52 percent, 46 percent and 37 percent respectively.

Non-filing families could receive more than the CTC when they submit their information to the IRS. They are also eligible for the last three economic impact payments (commonly known as stimulus checks). If they fully declare their taxes, they can also access the earned income tax credit. This adds up to thousands of dollars for very low-income and no-income families, which could help them pay rent, fix a car, pay off debt, or buy other essentials.

However, there are many reasons why some eligible families have yet to receive CTC and other economic assistance payments. Very low income families have not had to file in the past. They may not know that they can declare taxes Where that they are eligible for benefits. Although the IRS created a simplified form for non-filers, families can still Wrestle to collect all the appropriate documentation or using technology to authenticate their identity to complete the form. Code for America’s IRS-approved mobile app addresses many of these issues, but families may still need help using the portal. Limited internet access, lack of transport to tax assistance sites, disability and Language barrier can further complicate access to the CTC.

Critical cash resources are at stake for families with the lowest incomes. Government, religious and private institutions can all play a role in informing and supporting families who have not had access to CTC, as many are uniquely placed to come into contact with very low-income families. For example, the Georgian Division of Family and Child Services can target outreach to Supplementary Nutrition Assistance Program (SNAP) families with low-income children who are likely not to have filed a claim. ‘taxes. Community groups, religious and faith-based organizations, and direct service providers may be able to reach families who do not receive public benefits or who may otherwise be missed by government agencies. As trusted resources in the community, these groups can educate families about the benefits and help them access CTC.

It’s not too late to contact families and help them file their taxes or fill out a non-filer form. Below are some helpful resources to support organizations’ outreach and registration efforts, including strategies for overcoming the common difficulties faced by very low-income or inexperienced families when submitting documents to the IRS.

Awareness materials for state, local, private and faith-based agencies

Help families submit information to the IRS

  • The IRS Child Tax Credit Non-Filer Enrollment Tool is a simplified form to enroll in child tax credits and economic impact payments without filing a tax return :
  • Code for America, which works with government at all levels to create accessible digital tools, has created a user-friendly portal for non-filers to submit information to the IRS. This tool can be useful to non-filers who have had difficulty in the past using the IRS interfaces. If there are any questions, tax aid specialists and individuals can connect virtually with an IRS-certified volunteer to file their taxes for free:
  • Call 211 for live help on general CTC matters or search for local resources online. Find out more here:


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